Workers’ compensation insurance—often called “workers’ comp”—helps take care of your team if they get hurt or sick because of their job. It can pay for medical treatment, cover part of their lost wages while they recover, and even provide benefits to their family if a work injury is fatal. For your business, it also helps protect you from most lawsuits related to workplace injuries.
Accidents can happen anywhere—a fall from a ladder, lifting something too heavy, or even long-term injuries from repetitive work. With workers’ comp, your employees get the help they need quickly, and you avoid paying these costs out of pocket. In most states, it’s also required by law, so having coverage keeps you compliant and avoids expensive penalties.
Workers’ comp isn’t just about meeting legal requirements—it’s about showing your employees you value their safety and well-being. When your team knows they’re protected, they can focus on doing their best work, and you can focus on running your business.
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