Commercial Property Insurance

Commercial property insurance helps protect your business’s physical assets, including buildings, equipment, inventory, and furniture, from damage or loss caused by covered events such as fire, theft, vandalism, or natural disasters. Unlike general liability insurance, which protects against lawsuits, commercial property insurance focuses on safeguarding the things your business owns and relies on to operate.

Even a small accident or unforeseen event can result in costly damages and lost income. Commercial property insurance provides financial protection, helping your business repair or replace damaged property and recover more quickly. Whether you own your building or lease a space, this coverage is essential for keeping your operations running smoothly.

Commercial property insurance can be tailored to your business’s specific needs. Common coverage includes:

• Building Coverage – Protects your physical structure.
• Contents Coverage – Covers equipment, furniture, and inventory.
• Business Interruption Coverage – Replaces lost income if your business can’t operate due to a covered event.
• Equipment Breakdown Coverage – Covers repairs or replacement of essential machinery and equipment.

From storms to accidents, commercial property insurance gives you peace of mind knowing your business is financially protected. It’s a key part of a well-rounded risk management strategy and ensures your company can bounce back from unexpected setbacks.