Commercial General Liability

Stay focused on the work, not the risk. Commercial General Liability Insurance keeps your business safe—get started today.

Commercial General Liability insurance—often called “CGL”—is one of the most important types of protection your business can have. It helps cover the costs if your business is held responsible for things like someone getting hurt, property being damaged, or certain claims like libel or slander. Without it, even a small accident could lead to big expenses.

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A CGL policy can help in many situations. For example, if a customer slips and falls in your store, if your team accidentally damages a client’s property, or if there’s a claim about something said in your advertising, this insurance can help cover legal fees, settlements, or judgments. It can even help with certain medical expenses for injuries that happen on your premises, no matter who was at fault.

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While CGL covers a wide range of risks, it doesn’t protect against everything. It usually won’t cover professional mistakes, injuries to your employees, or intentional damage. Depending on your business, you might need additional policies—like professional liability or workers’ compensation—to fill those gaps.

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Many landlords, clients, and vendors require proof of CGL coverage before they’ll work with you, so having it in place can help you win new business and build trust. Most importantly, it gives you peace of mind knowing your business is protected if the unexpected happens.